Results 1 to 6 of 6

Thread: The right choice of insurance coverage

  1. #1

    Default The right choice of insurance coverage

    Hey Guys,

    I am about to get approved for my insurance but I wanted to know what is the right choice of coverage I need.

    I am in the DC Metro area that requires 1.5 Million Auto Liability. I will be working from home starting with a Sedan and hope to grow (ya ya in these tough times)

    What is appropriate for
    PIP
    Uninsured & underinsured motorist
    hired auto liability
    non-owned liability
    physical damage
    general liability

    Is there any of the above I do not need or REALLY needs.

    Thanks,

    Ankur

  2. #2
    Senior Member PhillyLimoGuy's Avatar
    Join Date
    Nov 2008
    Location
    Philadelphia
    Posts
    240

    Default

    Get all the coverage you can. Never short change yourself. If you have a bit of extra cash, create higher deductable for yourself on your collision. Keep an FU fund available to cover the amount up to the deductable. Many times, must incidents such as fender benders are minor losses when you can pay out of pocket and stop the incident from being on your loss statement.
    Philadelphia Limousine Guy

  3. #3
    Senior Member Limo Padawan
    Join Date
    Sep 2008
    Location
    Minneapolis/St. Paul, MN
    Posts
    136

    Default

    If I may make a suggestion, there's a guy on here called the Limo Insurance King. I spent a few hours with him on the phone just yesterday and he has a wealth of information for a new limo business owner in addition to just the insurance end of it. For me, it was a couple of hours well spent.

    Contact the Limo Insurance King with your questions - and tell him the Twin Cities Limo Guy sent you. I think you'll think it was time well spent.
    TCLG

  4. #4
    Senior Member Cedar Mill Limousine's Avatar
    Join Date
    May 2008
    Location
    Crown Point, Indiana (Northern Indiana)
    Posts
    2,788

    Default

    Quote Originally Posted by Twin Cities Limo Guy View Post
    If I may make a suggestion, there's a guy on here called the Limo Insurance King. I spent a few hours with him on the phone just yesterday and he has a wealth of information for a new limo business owner in addition to just the insurance end of it. For me, it was a couple of hours well spent.

    Contact the Limo Insurance King with your questions - and tell him the Twin Cities Limo Guy sent you. I think you'll think it was time well spent.
    Phil's a pretty smart guy-one of the best decisions I made was to get insurance through him.
    Rich Rottier
    219.808.0976 | richrottier@gmail.com

  5. #5
    Senior Member J.Scott's Avatar
    Join Date
    Jan 2007
    Posts
    929

    Default

    Quote Originally Posted by ddemetrius456 View Post
    Well, U can contact a site which I found that after a long internet visit.Hope from this site u can get your answer.So let's hv a look on that :

    Managed Services

    Thanksssssssssss................Keep posting.


    WTF? lts hv a lk at this shitz, you fkun indiun azz spamer

  6. #6
    Senior Member Salicete's Avatar
    Join Date
    Jan 2007
    Location
    Olney, Maryland - USA
    Posts
    1,175

    Default

    Ankur, if you have not alredy signed on the dotted line, call this guy. He is in Baltimore, but could write your policy. He saved me thousands.


    Ripple Insurance Agency
    (Dave Ripple)
    2211 EASTERN BLVD
    MIDDLE RIVER, MD
    21220-4213
    410-682-6316

    PS-When you get licensed and insured call or email me, I can send you work on the VA side of the river.

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •