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Thread: Party Bus Insurance with dance poles

  1. #1

    Default Party Bus Insurance with dance poles

    Anyone know of an insurance company that insures party buses that have dance poles on them? I'm always seeing websites with the poles but when looking for insurance the agent always ask about the poles and that they are a high risk.

  2. #2
    Senior Member Party Bus Andy's Avatar
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    Here are some good places to start. They both know what they are talking about when it comes to insurance and party buses, and will give honest answers.

    Hugh M Tamoney
    American Specialty Insurance Group, Inc
    3111 45th Street #2
    West Palm Beach, Fl 33407
    561-683-1220
    561-683-1248 (fax)
    www.asiginsurance.com


    Phil T. Brun
    Kiely, Hines & Associates Insurance
    800-295-1897 Ext. 2756
    502-569-2756 Direct
    pbrun@kielyhines.com

    Andy
    937-620-9120
    937-524-5899 (office)
    Dunlap Limousine, LLC
    http://www.dunlaplimo.com

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    Super Moderator Limo Scene's Avatar
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    Maybe you shouldn't talk about having a pole! It has never come up on any application or discussion. They are as much a part of a limo bus as champagne flutes and glassware that can be equally dangerous if not more so!
    Jim A. Luff
    Forum Moderator
    Contributing Editor & Consultant - LCT Magazine

    Limousine Scene - An Award Winning Company Since 1990
    Bakersfield, CA
    Limousines, Sedans, Vans, Charter Buses, Limo-Buses, Wheelchair Vans www.limousinescene.com

  5. #5
    Super Moderator Limo Scene's Avatar
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    Brandon, I call them grab rails! It is simply something to hold on to while moving through the bus.
    Jim A. Luff
    Forum Moderator
    Contributing Editor & Consultant - LCT Magazine

    Limousine Scene - An Award Winning Company Since 1990
    Bakersfield, CA
    Limousines, Sedans, Vans, Charter Buses, Limo-Buses, Wheelchair Vans www.limousinescene.com

  6. #6
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    Sounds like don't ask don't tell . Maybe put a label on the pole listing it as a grab / hand rail, just to c y a

  7. #7
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    Underwriters are scared to death of them, and sometimes it is for a very good reason. I have lost count that number of times I have looked at an operators website and there are pictures of what I assume are trapeze artists spinning around the pole and then realize that it is a picture of their clients putting on the show.

    If there is anyone on this forum that is concerned about the cost of insurance then they should also respect the insurance campanies. Grab handles are as much a part of buses as are flutes and ice chests, but the insurance company is not insuring a mobile circus or dance club, they are insuring a chauffeured passenger vehicle. For someone to offer the advice to not provide informatino that is asked for is not the right thing to do, and when a carrier has claims caused by a variable that goes against their underwriting criteria then the rates of everyone start to become affected negatively.

    There are a few carriers that will insure a party bus that allows whatever to happen and their ratesare priced accordingly. There are also the carriers that have no problem insuring a professionally operated chauffeured passenger carrier that does not allow their clients to behave as such and their rates are priced accordingly. Let the operators that want to operate mobile dance clubs pay what they should, and the ones that don't can enjoy lower premiums. It is wrong to assume that the cost of insurance should be the same across the board for all operators when the risks assumed by the insurance carriers are inherently different.

    Remember: Anything can be insured but the cost is relative to the risk being assumed by the carrier.
    Last edited by Limo Insurance King; July 27th, 2011 at 09:59 AM.

  8. #8
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    Well said Phill

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